Is your home under insured?

With the dramatic rise in values during the past few years there are many homeowners that have not adjusted their homeowners insurance to compensate for the increased value.

Even if you bought a guaranteed replacement or an extended replacement policy, you could still face too-low coverage caps. I strongly suggest that homeowners consult with a building contractor to determine actual replacement cost. It is also wise to check your contents coverage and update that as well.

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