Your credit score is a reflection of your payment history, credit limits, balances etc. A score requires activity to make it’s judgment which obviously will require open credit accounts reporting monthly. Here is the easiest way to either rebuild a credit profile that has had some problems or for establishing credit for the first time.
It [...]

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The purpose of todays article is to focus on?how a lender will qualify you.?
There is a very easy way to determine how much home you can afford. First lets determine how much of a payment you will qualify for. The basic premise is that all lenders use a debt-income ratio to evaluate your credit worthiness. [...]

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When applying for a loan there are multiple factors considered which include credit score, credit history, income documentation, and assets.
Your assets include checking acounts, savings accounts, investment accounts, retirement accounts, life insurance?etc. ….all accounts with a cash value. Banks will quote rates based on the strength of the asset portfolio. The average lender wants a [...]

Popularity: 3% [?]

Mortgage programs are categorized by credit score (among many other things) and the rate you are quoted is based on what category your credit score will put you in. Here is a general breakdown of how your score is rated:
800 - 850 = A+ Paper. Excellent. Worthy of all discounts available. Strong borrower file worthy [...]

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