Archives for Credit

Are you being harassed by creditors?

Do you get calls at work from creditors? It can be embarrassing and a total harassment. Creditors will call every number they have on file multiple times every day unless you do something to stop them. There is a way to get them to stop calling.
The Fair Debt Collection Practices Act requires that these debt [...]

Popularity: 6% [?]

The 4 sure fire ways to destroy your credit

There is some very valuable information that many consumers seem to be missing. Too many borrowers are not aware what affects their credit scores. This puts these borrowers in an uncomfortable position when they apply for credit and find a score lower than they expected. Today we discuss the 4 things?you must?avoid to maintain good [...]

Popularity: 7% [?]

Who is authorized to check my credit report?

It is a well known fact that too many inquiries on your credit report will cause the score to deteriorate. This is because lenders view each inquiry as potential new credit established. As a result, debt - income ratios become an unknown until the inquiries result in a new account.
There are 2 types of inquiries [...]

Popularity: 8% [?]

What you do not know about credit card fees can kill you

When applying for a credit card there are several things to consider. The annual percentage rate (APR) is an obvious consideration, but fees can be astronomical with some cards and should be given some serious review.
Each card has their own billing structure and they can call these fees any number of different things:
Participation Fee
Monthly Service [...]

Popularity: 4% [?]