If you are trying to refinance to take advantage of the low rates available in the current market you will need nearly pristine credit. FHA raised their guidelines and borrowers are having trouble meeting the requirements.
One answer is to get the credit profile into shape prior to applying for financing. This can be done easily [...]

Popularity: 3% [?]

Shouldn’t the filing of a BK cause an automatic stay on any funds in your account?
Yes, the automatic stay will prohibit a levy by a judgment creditor.
However, certain banks and financial institutions such as credit unions have “set off” rights under state law, which means that they CAN put an “administrative hold” on any bank [...]

Popularity: 4% [?]

Do you get calls at work from creditors? It can be embarrassing and a total harassment. Creditors will call every number they have on file multiple times every day unless you do something to stop them. There is a way to get them to stop calling.
The Fair Debt Collection Practices Act requires that these debt [...]

Popularity: 5% [?]

There is some very valuable information that many consumers seem to be missing. Too many borrowers are not aware what affects their credit scores. This puts these borrowers in an uncomfortable position when they apply for credit and find a score lower than they expected. Today we discuss the 4 things?you must?avoid to maintain good [...]

Popularity: 6% [?]