Shouldn’t the filing of a BK cause an automatic stay on any funds in your account?
Yes, the automatic stay will prohibit a levy by a judgment creditor.
However, certain banks and financial institutions such as credit unions have “set off” rights under state law, which means that they CAN put an “administrative hold” on any bank [...]

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Do you get calls at work from creditors? It can be embarrassing and a total harassment. Creditors will call every number they have on file multiple times every day unless you do something to stop them. There is a way to get them to stop calling.
The Fair Debt Collection Practices Act requires that these debt [...]

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There is some very valuable information that many consumers seem to be missing. Too many borrowers are not aware what affects their credit scores. This puts these borrowers in an uncomfortable position when they apply for credit and find a score lower than they expected. Today we discuss the 4 things?you must?avoid to maintain good [...]

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It is a well known fact that too many inquiries on your credit report will cause the score to deteriorate. This is because lenders view each inquiry as potential new credit established. As a result, debt - income ratios become an unknown until the inquiries result in a new account.
There are 2 types of inquiries [...]

Popularity: 4% [?]