If you are trying to refinance to take advantage of the low rates available in the current market you will need nearly pristine credit. FHA raised their guidelines and borrowers are having trouble meeting the requirements.

One answer is to get the credit profile into shape prior to applying for financing. This can be done easily by first getting a copy of your credit report to see what there is to deal with.

Not sure what your scores are? Click here to find out.

If you have your report or are well aware of negative information that will affect the scores you will need assistance getting these items removed. I can guide to to the right attorneys that will not only remove them from the report but will guarantee their service 100%:

Here are some of the programs designed to get you qualified:

• Mortgage Plus: Improve scores 25 – 30 points in 10 days!
• Credit Restoration: Overhaul report to remove all negative information! (includes bankruptcy, foreclosure, tax liens etc)
• Personal Plus: Transform an “B+” rated borrower to “A+”

If you need help restoring your credit profile call me at (949) 290-1795 and I will refer you to the right source.

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